IA187 - Credit Manager

IA187 - Credit Manager

13 May
Yes Bank Ltd
Chennai district

13 May

Yes Bank Ltd

Chennai district

Job Description

Credit Manager - ( RB 00008Y )


Core Responsibilities

Appraises /recommends/ approves credit proposals as per the delegation of authority.
Reviews delinquent cases and document learnings / portfolio reviews for risk management.
Conducts process audits and reports delinquencies and anomalies.
Recommends changes to policy/process based on local nuances / competitor feedback.
Implements system integration plans.
Monitors NPA and keeps a track of it.
Ensures field customer visits for PD and deliveries within agreed TAT.
Managing all CPAs(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team.

Ensures maintenance of Healthy Portfolio for the bank.
Makes customer visits wherever required to ensure appropriate closure of the deal.

People Management or Self-Management Responsibilities

Manages CPA Team.
Imparts Training and knowledge sharing

Risk and Internal Control Responsibilities

Identifies process and policy gaps and potential risk arising out of it.
Suggests internal control measures and ensure implementation to address such gaps.


Key Internal Interactions

Purpose of Interaction

Business Team

For documentation requirement, understanding of customer profile and other discussions which helps in arriving at the decisioning of the deal

Policy Team

For understanding the policy, seeking clarifications, advising modifications, wherever required

Process Team

For correction of process gaps noticed during appraisal of the loans

Technology Team and HCM

For system related changes, correction of bugs, system errors etc. Manpower Planning.

Key External Interactions

Purpose of Interaction


To understand the profile of the customer, his income, obligations etc


Minimum of 3-5 years of work experience in relevant product of retail banking

Primary Location : India-Tamil Nadu-Chennai

Work Locations : Chennai 2

Gr. Floor Dass India Tower Second Line Beach Rajaji Salai Chennai Tamilnadu- 600 001

CHENNAI 600001

The original job offer can be found in Kit Job:

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