27 Sep
Acura solutions
Mumbai
Job Title Credit Risk Analyst Role Overview The Credit Risk Analyst is responsible for assessing monitoring and managing credit risk across individual clients products and the overall loan portfolio The role involves using data analytics financial modeling and risk management techniques to ensure prudent lending decisions minimize losses and maintain compliance with regulatory standards Key Responsibilities Credit Risk Assessment Analyze financial statements credit bureau reports and market data to evaluate borrower creditworthiness Model Development Validation Support the development testing and maintenance of credit risk models PD LGD EAD for scoring and portfolio management Portfolio Monitoring Track credit exposures delinquency trends and early warning signals across products and customer segments Risk Reporting Prepare risk dashboards MIS and regulatory reports Basel IFRS9 RBI guidelines Loss Forecasting Provisioning Assist in estimating Expected Credit Loss ECL and stress testing loan portfolios Policy Compliance Support Contribute to credit risk policies underwriting standards and ensure adherence to internal and regulatory requirements Collections Analytics Use predictive analytics to support recovery strategies and minimize defaults Cross-functional Collaboration Work with business product and collections teams to balance growth with sound risk management Key Skills Competencies Robust knowledge of credit risk principles Basel norms IFRS9 RBI guidelines Proficiency in data analysis tools Excel SQL Python R SAS Power BI Tableau Solid understanding of financial statements and ratio analysis Analytical mindset with attention to detail and problem-solving skills Strong communication and presentation abilities
📌 Kotak Mahindra Bank-/credit Risk Analyst-/ Mumbai
🏢 Acura solutions
📍 Mumbai
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