Sales Manager-Gold Loan (Mumbai)

Sales Manager-Gold Loan (Mumbai)

Job Requirements

Job Requirements

Role/Job Title: Sales Manager - Gold Loan

Function/ Department: Gold Loan

Job Purpose

The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch.

Roles & Responsibilities

- Ensuring Monthly Sales targets are meet with acquisition in NTB (Recent to Bank) and ETB (Existing to Bank) customers.
- Existing liability customers are pitched for gold loans.
- Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch.
- Fee Income should be Minimum 1% of total disbursals.




- Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases.
- Co-ordination with valuers to be done time to time basis.
- Ensure most of the customers are aligned to pay valuation charges as per product norms.
- Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X.
- PSL (Priority sector lending) Tagging and should be aware about PSL norms.
- Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening.
- Conduct Marketing activities in the local market for generating NTB gold loan customers.
- Willingness to work extensively in the field and travel across the region on short notice.
- Carrying out ad-hoc activities as per the requirement of the department.
- Proficient in MS - Word /Excel and power point
- Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation.





Education Qualification

Graduation: Any

Experience: 5-10 year of experience in retail banking, preferably with exposure to lending products

📌 Sales Manager-Gold Loan
🏢 IDFC FIRST Bank
📍 Mumbai

The original job offer can be found in Kit Job:
kitjob.in/job/179409727