[15h Left] Credit Analyst (Mumbai)

[15h Left] Credit Analyst (Mumbai)

Job Description:

ROLE PURPOSE & OBJECTIVE:

- This role prepares Credit assessment notes with detailed financial analysis for lending cases to various NBFCs and MFIs and presenting to Credit Committee.
- The incumbent meets clients and completes due diligence exercise as part of Credit appraisal process.
- Manage complete credit appraisal and due diligence on credit cases within defined TAT.
- Proper maintenance of Credit files as per Internal guidelines and regulatory guidelines
- Monitor portfolio assigned on regular basis and reporting any covenant breach/abnormal events to Management and suggesting remedial actions.
- Manage quicker TAT for processing cases
- Use Rating models to complete rating for all cases assigned




- Monitor of portfolio assigned on regular basis, testing financial covenants and periodic review of assigned portfolio
- Maintain timely review/renewal of all cases on due dates
- Maintain all Credit files systematically and in compliance with all Internal and regulatory guidelines

📌 [15h Left] Credit Analyst (Mumbai)
🏢 Ujjivan Small Finance Bank
📍 Mumbai