HCL Technologies Limited
Greetings from HCL!
Kindly read through the JD to understand our requirements better.
Desired Candidate Profile:
- In-depth knowledge of GSE guidelines and requirements
- Review loan files for completeness and accuracy
- Confirm application information against all documents within the file
- Analyze all credit documents, including, but not limited to, mortgage applications, credit history, and income documents, title documents, appraisals, and all applicable compliance documents.
- Should have experience in Income Calculations
- Should possess exceptional knowledge in Underwriting & Post Closing (US Mortgage only)
- Should possess analytical skills in reviewing the LTV/CLTV
- Knowledge in GSE guidelines, Freddie Mac and Fannie Mae
- Should have worked on Title documents
- Review the eligibility of Property, Borrowers
- Evaluate debt ratio, loan-to-value ratios, credit score, property valuation
- Identify underwriting/ data discrepancies
- Identify risk factors, including fraud red flags to determine or verify misrepresentation
- Condition files for missing/ supporting documentation as needed
- Remain current with regulation changes from governmental/state agencies, as well as policy changes from GSEs, and other agency affecting the company's loan production process
Other skills should include:
- Typing speed to be > 30 Words/Minute & Accuracy of 95%
- Good English Comprehension Skills (written & verbal)
- Logical & Numerical Reasoning skills
- Flexible to work on Rotational shifts
Experience: 3 - 6 years
Work Location: Ambattur, Chennai
Shifts: Flexible to work on Rotational shifts
Notice Period: 15 days or 1 month
Interested candidates can share their updated resumes to the below-mentioned email address:
[email protected] with the subject line as "Application - Underwriting"
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