[TGB348] HCL is hiring Underwriters (US Mortgage)

[TGB348] HCL is hiring Underwriters (US Mortgage)

24 Dec
HCL Technologies Limited
Chennai district

24 Dec

HCL Technologies Limited

Chennai district

Dear Candidates,

Greetings from HCL!

Kindly read through the JD to understand our requirements better.

Desired Candidate Profile:

- In-depth knowledge of GSE guidelines and requirements

- Review loan files for completeness and accuracy

- Confirm application information against all documents within the file

- Analyze all credit documents, including, but not limited to, mortgage applications, credit history, and income documents, title documents, appraisals, and all applicable compliance documents.

- Should have experience in Income Calculations

- Should possess exceptional knowledge in Underwriting & Post Closing (US Mortgage only)

- Should possess analytical skills in reviewing the LTV/CLTV

- Knowledge in GSE guidelines, Freddie Mac and Fannie Mae

- Should have worked on Title documents

- Review the eligibility of Property, Borrowers

- Evaluate debt ratio, loan-to-value ratios, credit score, property valuation

- Identify underwriting/ data discrepancies

- Identify risk factors, including fraud red flags to determine or verify misrepresentation

- Condition files for missing/ supporting documentation as needed

- Remain current with regulation changes from governmental/state agencies, as well as policy changes from GSEs, and other agency affecting the company's loan production process

Other skills should include:

- Typing speed to be > 30 Words/Minute & Accuracy of 95%

- Good English Comprehension Skills (written & verbal)

- Logical & Numerical Reasoning skills

- Flexible to work on Rotational shifts

Experience: 3 - 6 years

Work Location: Ambattur, Chennai

Shifts: Flexible to work on Rotational shifts

Notice Period: 15 days or 1 month

Interested candidates can share their updated resumes to the below-mentioned email address:

[email protected] with the subject line as "Application - Underwriting"


Ayesha Anjum

Talent Acquisition Group


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