[TGB348] HCL is hiring Underwriters (US Mortgage)

[TGB348] HCL is hiring Underwriters (US Mortgage)

24 Dec
|
HCL Technologies Limited
|
Chennai district

24 Dec

HCL Technologies Limited

Chennai district

Dear Candidates,





Greetings from HCL!





Kindly read through the JD to understand our requirements better.





Desired Candidate Profile:



- In-depth knowledge of GSE guidelines and requirements

- Review loan files for completeness and accuracy

- Confirm application information against all documents within the file

- Analyze all credit documents, including, but not limited to, mortgage applications, credit history, and income documents, title documents, appraisals, and all applicable compliance documents.

- Should have experience in Income Calculations

- Should possess exceptional knowledge in Underwriting & Post Closing (US Mortgage only)

- Should possess analytical skills in reviewing the LTV/CLTV



- Knowledge in GSE guidelines, Freddie Mac and Fannie Mae

- Should have worked on Title documents

- Review the eligibility of Property, Borrowers

- Evaluate debt ratio, loan-to-value ratios, credit score, property valuation

- Identify underwriting/ data discrepancies

- Identify risk factors, including fraud red flags to determine or verify misrepresentation

- Condition files for missing/ supporting documentation as needed

- Remain current with regulation changes from governmental/state agencies, as well as policy changes from GSEs, and other agency affecting the company's loan production process





Other skills should include:



- Typing speed to be > 30 Words/Minute & Accuracy of 95%

- Good English Comprehension Skills (written & verbal)

- Logical & Numerical Reasoning skills

- Flexible to work on Rotational shifts





Experience: 3 - 6 years



Work Location: Ambattur, Chennai



Shifts: Flexible to work on Rotational shifts



Notice Period: 15 days or 1 month





Interested candidates can share their updated resumes to the below-mentioned email address:



[email protected] with the subject line as "Application - Underwriting"





Regards,



Ayesha Anjum



Talent Acquisition Group



Chennai

The original job offer can be found in Kit Job:
https://www.kitjob.in/job/20487769/tgb348-hcl-hiring-underwriters-us-mortgage-chennai-district/?utm_source=html

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