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Global Product Engineering Leader, Payabbhi®
Company: RS Software Ltd.
Location: Kolkata, West Bengal, India
Reporting to: Chief Operating Officer
Preferred Experience: 20+ years

Company Overview
RS Software builds global, national, and enterprise-scale payment platforms with a presence across four continents. With over 30 years of payments expertise, the company delivers mission-critical solutions powering approximately 40% of global digital payment volumes (2021). Its platforms process over 350 billion transactions annually and are trusted by 12 of the top 20 banks in India.
Focused on payments modernization, RS Software offers ISO 20022–ready, cloud-native, microservices-based systems for banks, payment networks, processors, and central infrastructures—driving scale, resilience, and faster adoption while powering India’s core digital payment ecosystem.
The company has also built India’s core digital payment infrastructure, impacting over a billion lives.
Instant digital payment platform (UPI)
Bill payment platform - Bharat Bill Payment System (BBPS)
Enterprise Fraud and Risk Management (EFRM)

Position Summary
We are seeking an experienced Global Product Engineering Leader to own the vision, roadmap, and end-to-end engineering execution for one of our financial payment products – Payabhi®. This role will work closely with Regional (US, Canada, Nordic, India) sales, Centralized research, and Innovation teams to anticipate market needs, define forward-looking product roadmaps, and ensure timely delivery of solutions that meet customer and market expectations — Deliver the Right Product, at the Right Time, in the Right Markets.
The product Payabbhi® – is a cloud-native, API-first digital payments platform that unifies acceptance, acquiring, and disbursement across payment channels, enabling businesses to compose their own ecosystem with modular components, seamless integrations, intelligent orchestration, and real-time intelligence. Prospect can use Payabbhi® to stand up a payment gateway service expeditiously.
The role involves leading global engineering teams (primarily based out of IDC, Kolkata), driving architectural excellence, innovation, and building a world class product with a competitive edge along with measurable value for the end customer. The leader will ensure that technology decisions are scalable, secure, and aligned with both current and future market demands.
Key Responsibilities
Leadership qualities as part of Senior Leadership Team (SLT)
Demonstrate executive presence by maintaining passion, positivity, and a proactive attitude. Effective leadership is evidenced through one's influence on others rather than by title or tenure, and includes motivating colleagues through commitment, determination, and clear communication
Lead with conviction, authority, full accountability, and complete ownership. Set an example by being the first to take action in alignment with expectations for others
Foster unity, teamwork, and collaboration among peers
For each member of the SLT, prioritize RS Software first, employees second, team members third, and individual interests last. Every challenge faced by RS Software is considered the responsibility of all SLT members
Adopt a broad, deep, and forward-thinking approach to strategy, planning,



and execution. Apply detailed analysis and the SMART principles, measuring how time is spent and focusing on results and impact. Communicate with accuracy, clarity, and conciseness
Demonstrates high energy, passion, desire to learn and excel
People Leadership and Talent Magnetism
Inspires and nurtures high-performing teams through mentorship, empowerment, and clarity of purpose. Attracts and retains diverse top talent across geographies, gender, experience levels, and competitive organizations. Holds end-to-end accountability for top-talent outcomes—from recruitment and successful onboarding to continuous development, growth through role rotation or linear progression, and long-term retention
Foster a culture of deep product and domain expertise, client-centricity, proactive problem-solving, ownership and accountability
Work closely with RS School Of Payments to continuously uplift the team's skills on recent technology, innovation, domain knowledge, product features and implementation of best practices
Builds brand visibility along with Marketing for the company’s engineering excellence and thought leadership
Leads by example in embracing Diversity, Equity, and Inclusion, including gender balance and time-zone diversity, with integrity, transparency, and respect
Strategic Technical Vision
Conduct market, customer, and competitive analysis to identify trends, opportunities, and unmet needs in the ecosystem
Translate market insights into clear, actionable product requirements, balancing customer value, technical feasibility, and commercial considerations
Define and evangelize the short – mid - long-term product roadmap, technical strategy and architecture for a major product line
Partner closely with the Product Management leadership/Innovation lab, regional sales & Sales research to shape customer and market driven roadmap, injecting technological possibilities and conducting strategic trade-off analyses
Identify and drive the adoption of next-generation technologies and architectural patterns to ensure our platforms remain leaders in performance, security, and scalability
Collaborate with QA, Security, DevOps, and Infrastructure teams to ensure seamless and secure product releases
Stays ahead of industry trends and brings external insights into internal strategy
Technical Execution & Delivery
Oversee the entire software development lifecycle for the product line Payabbhi®, ensuring on-time, high-quality delivery as per quarter and FY roadmap
Instill a culture of engineering excellence, best practices in code quality, testing (unit, integration, security), bug free delivery and DevOps/SRE principles
Be ultimately responsible for product innovation, the performance, resilience, and security of mission-critical payment processing systems
Product Positioning & Marketing
Define and articulate the product’s value proposition, differentiators,



and positioning within each of the markets – US, Canada, Nordic, India and the ones that will be added
Collaborate with the marketing team to develop compelling product messaging, sales collateral, and go-to-market strategies
Lead product launches and marketing campaigns, ensuring they resonate with Region’s target audiences and drive market adoption
Domain Expertise & Compliance
Provide and guide teams with deep expertise in the Payabbhi® product functionality domain
Ensure all products and processes adhere to the highest standards of security, risk management, scalability, Ethical and Responsible AI and compliance
Product P&L; Management and Sales Enablement
Own the product P&L;, including pricing strategy, cost management, revenue forecasting, and overall financial performance
Monitor and report on key financial metrics, using data-driven insights to optimize profitability while maintaining market competitiveness
Act as the product subject-matter expert for sales teams, providing training, presentations, and high-quality client-facing materials
Partner closely with regional sales teams to identify and pursue strategic opportunities across North America, Europe, and other global markets
Work closely with Pre-Sales and Regional sales to support the sales cycle through customer discussions, demos, and executive-level client engagements as required
Qualifications and Experience
20+ years of overall experience in Product development and engineering, with at least 10+ years in a leadership role (e.g., Product Engineering Director, Head of Product engineering) managing managers and distributed teams
A bachelor's or master's degree in computer science or a related field
Proven track record of leading Product engineering for large-scale, transaction-heavy financial payment systems, banking platforms, or fintech products. A deep understanding of payment processing flows (authorization, clearing, settlement) is essential
Technical Acumen
1. Expert-level knowledge of modern software architecture, microservices, APIs, AI, and cloud platforms (AWS, Azure, or GCP)
2. Hands-on experience with high-availability, low-latency, and fault-tolerant systems.
3. Strong familiarity with security protocols, encryption, and compliance frameworks, especially PCI-DSS
Leadership & Process
1. Demonstrated ability to build, inspire, and scale world-class engineering teams.
2. Expertise in Agile methodologies and a deep understanding of DevOps and CI/CD cultures.
3. Excellent strategic planning, budgeting, and resource management skills
Essential Skills and Competencies
A strong blend of strategic, marketing-oriented, customer-centric, product-thinking, and technical capabilities
Thought leader who can have a telescopic view and convert that to a microscopic view of execution i.e. Vision – Product Strategy – Plan – Execution – Measurement – Improvisation
An exceptional leader and people manager, passionate about mentoring and developing talent
Outstanding communication and interpersonal skills, with the ability to influence at all levels.
A customer-centric and product-minded approach to technology
A high level of integrity and the ability to thrive in a fast-paced, dynamic environment

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📌 Global Product Engineering Leader (Kolkata)
🏢 RS Software
📍 Kolkata