Apply on Kit Job: kitjob.in/job/45dh08
- *Associate/Senior Associate in Trans-Processing (L1&L2;) role- US Mortgage Underwriting/Live Underwriting**
- *Work From Home.**
- *Required Qualifications & Skills**
nExperience -2+ year of US Live Underwriting experiencen
\* Review mortgage applications and supporting Job Details
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\* Evaluate borrower eligibility based on credit, income, assets, employment, and collateral information.
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\* Perform detailed analysis of income and employment documentation (paystubs, W-2s, tax returns, VOEs, etc.) to determine qualifying income (if applicable).
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\* Assess borrower eligibility using the 4 Cs of Credit (Character, Capacity, Capital, Collateral).
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\* Validate assets for down payment, reserves, and closing costs, ensuring proper sourcing and seasoning.
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\* Review preliminary credit reports, identifying potential red flags such as undisclosed debts, inquiries,
or inconsistent information.
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\* Ensure loans comply with company policies, investor guidelines and applicable regulations.
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\* Identify missing or incomplete documentation and condition files appropriately for further review.
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\* Communicate clearly with processors, loan officers, and other stakeholders regarding required documentation or issues found.
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\* Document findings, calculations, and justifications in the loan origination system (ZOS).
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\* Work closely with Back-End Underwriters to ensure smooth handoff of files for final review and decision.
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- *Hr Afreen**
- *Contact ; (phone hidden) (share resume through WhatsApp)**
- *Mail ID:
[email protected]**
Apply on Kit Job: kitjob.in/job/45dh08
📌 Us Mortgage Underwriting/Live Underwriting /WFH/Kochi/Mumbai (Chennai)
🏢 AXIS SERVICES
📍 Chennai