Zonal Credit Head-SME Corporate Agri [N6]

Zonal Credit Head-SME Corporate Agri [N6]

13 Nov
|
SKILLVENTORY
|
Secunderabad

13 Nov

SKILLVENTORY

Secunderabad

Job Description



Job Description





Roles and Responsibilities



Review and monitor on monthly basis the portfolio performance & portfolio quality on Macro and Micro level. Able to own portfolio analysis, timely escalation to higher authority for any critical observation in portfolio behavior.



Identifying Early Warning Signals (EWS), Constant monitoring of Early delinquent (ED) and Non Starter (NS) portfolio



Regular interactions with Recovery team and customer interactions for NPA accounts in order to keep NPAs in control.



Visualizing the market developments for respective zones and suggest for policy changes



Ensuring the quality of vendors and their adherence to organization policies





Keep close watch on Turnaround time for self and the team and ensure speed with accuracy



Serve as a subject matter expert in the field of credit and benchmark the best practices in industry to create differentiation by enhancing current systems and processes.



Manage projects with cross -functional digital, business solution & IT teams to develop scalable reporting/decision support tools





To provide sound, independent (unsolicited) credit advice, recommendations and quality feedback on credit proposals



Handling all types of working capital facilities (Fund base and Non-fund based limit), project Loans / Term Loan



Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity.



As per Approval Authorizations, presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.



Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business.



To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments

The original job offer can be found in Kit Job:
https://www.kitjob.in/job/25376205/zonal-credit-head-sme-corporate-agri-n6-secunderabad/?utm_source=html

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