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Job Title: Lead Consultant / Associate Director - Credit Risk Strategy (Underwriting and Fraud)
Location: Bangalore, Hyderabad, Gurugram, Mumbai
Experience: 8 to 15 Years
Work Mode: Hybrid

About Straive:
Straive is a trusted leader in building and operationalizing enterprise data and AI solutions for top global brands and corporations. Our key differentiators include extensive domain expertise across multiple industry verticals, coupled with cutting-edge data analytics and AI capabilities that have consistently driven measurable ROI for our clients. With a global footprint spanning 30+ countries, Straive serves hundreds of clients, supported by a team of 18,000+ seasoned professionals in data, analytics, AI, and operations. Our offices are strategically located across India, the Philippines, the USA, Nicaragua, Vietnam, the UK, Canada, and Singapore, where our headquarters are based.

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Job Summary:




We are looking for an experienced Credit Risk Strategy professional with 8+ years of experience in designing and optimizing underwriting strategies using bureau and third‑party data. The ideal candidate will have hands-on experience in credit decisioning, portfolio performance analysis, and first-party fraud risk management
As a senior leader, you will manage a dedicated team of 5 to 10 risk professionals and collaborate extensively with multiple stakeholders. A robust analytical mindset, advanced proficiency in SQL and Python, and a proven track record in consumer credit risk strategy within a agile setting are essential for success in this role.

Key Responsibilities:
Role: Lead Consultant / Associate Director - Credit Risk Strategy (Underwriting and Fraud)
Underwriting Strategy & Credit Risk
Design, implement, and optimize credit underwriting strategies across the customer lifecycle (originations, line management, renewals, etc.) using bureau and third‑party data.
Develop and refine credit decision rules, cut-offs, and segmentation s

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📌 Associate Director Mumbai
🏢 Straive
📍 Mumbai