Portfolio
Management
- Monitors Loan Journey post Disbursement.
- Monitors periodically the Milestones set against the facility extended and highlight any variances with Action Plan
- Monitors loan repayment activities and takes necessary action to collect past due accounts and monitors ongoing repayment ability of all other accounts.
- Monitors the Sales and Collections statements of existing clients which involves analyzing risk and making sure their financial capabilities are in line with lending requirements.
- Provides loan Enhancement and/or recall Inputs on existing clients basis their track.
- Examines Origination and Operationalization of ESCROW Accounts in order to ensure smooth channelization of the cashflows.
- Periodically reviews existing loans to ensure the continued security and profitability of the portfolio
- Ensures that assigned loan accounts operate as authorized,



and take all measures necessary to correct default payments or, in the case of non-performing loans, enforces the security documentation to ensure loan repayment
- Ensures strict adherence to risk, compliance and legal norms in sales processes as regulated and laid down by Compliance Team

Client
Engagement
& Relationship
Management
- Ensures problems/ issues are resolved satisfactorily
- Participates in community and business functions/groups to ensure a positive image for the business and brand within the region’s marketplace.
- Deepen wallet share and ROE expansion
- Closely Co ordinate with Customer services to ensure smooth Customer Journey

📌 Team Member (Mumbai)
🏢 Financial services
📍 Mumbai