Hiring: Mortgage Live Underwriter (L2 – Non-QM) | Mumbai
Salary: Up to ₹9.5 LPA + ₹50,000 Joining Bonus
If you have hands-on experience in Live Mortgage Underwriting with Non-QM loans , this is a great opportunity to join a leading organization with competitive pay, fixed weekends off, and excellent benefits.
Position: Mortgage Live Underwriter (L2 – Non-QM)
Location: Mumbai
Work Mode: Work From Office
Experience Required
2 to 4 years of Live Mortgage Underwriting experience
Mandatory experience in Non-QM Underwriting
Key Responsibilities
Perform credit risk assessment using the 4Cs of Credit
Calculate income for Salaried and Self-Employed borrowers
Underwrite Bank Statement and Full Documentation loans
Evaluate loan eligibility and structure mortgage transactions
Review appraisal reports, title documents, lien positions, and ownership documents
Make underwriting decisions based on investor guidelines
Work on Encompass LOS
Coordinate with internal teams for timely loan processing
Required Skills
Non-QM Mortgage Underwriting (Mandatory)
Credit Risk Assessment
Income Calculation
Bank Statement Underwriting
Full Doc Underwriting
DSCR knowledge (Preferred)
Loan Structuring
Encompass LOS
Strong communication skills
Qualification
Higher Secondary (HSC) or Bachelor's Degree (Mandatory)
Compensation & Perks
✅ CTC: Up to ₹9.5 LPA
✅ Monthly In-hand Salary: ₹72,790
✅ Monthly Performance Incentive: ₹2,750
✅ Travel Allowance:
₹3,500 (Both Ways)
₹1,750 (One Way)
✅ Joining Bonus: ₹50,000 after successful completion of 3 months
Shift Details
US Shift
Shift Window: 6:30 PM to 6:30 AM
Rotational 9-hour shift
Fixed Saturday & Sunday Off
Additional Benefits
15 days of company-sponsored accommodation for candidates relocating to Mumbai
Important Notes
Candidates from Andhra Pradesh are not eligible
SHL Assessment for outstation candidates will be conducted in Bangalore or Hyderabad
Interested candidates, please share your updated resume along with:
• Total Experience
• Non-QM Underwriting Experience
• Current CTC
• Expected CTC
• Notice Period
• Current Location
Email:
[email protected]
📌 Hiring: Mortgage Live Underwriter (Mumbai)
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📍 Mumbai