Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
Join the Commercial Real Estate (CRE) team within Community Development Banking (CDB), part of Commercial Banking at JPMorganChase. In this role, you will support the credit management of a portfolio of CDB clients through disciplined underwriting, ongoing monitoring, and portfolio analytics across the business cycle. You will work in a collaborative workplace that emphasizes continuous learning, development, and strong stakeholder partnership.
Job Responsibilities:
Manage own client portfolio – Extensive and in-depth portfolio monitoring; Independently prepare credit risk analysis reports on assigned clients (business & financial analysis and focusing on credit issues). Recommend rating grades based on analysis for the clients and facilities/exposures. Actively work on portfolio management activities such as annual reviews,
periodic financial performance diligence for stressed loans, monitoring loans for covenants and adherence to credit terms, regulatory reporting, etc. Build strong knowledge of the existing clients (including loan documentation for their facilities); regularly track sector and regulatory developments on an on-going basis; continuously monitor the client portfolio for risk rating appropriateness and perform off-cycle risk rating changes as needed. Develop strong expertise in Commercial Real Estate and Affordable Housing sectors in North America; as well as understand/ keep yourself regularly updated on the overall Credit Ecosystem – Tools & Applications, Policies, Procedures, Guidelines, Systems required to perform Credit Analysis of CDB Borrowers. Build strong relationships and maintain open communication with colleagues from various Lines of Business including Credit Approvers, Credit Officers, Bankers, etc. Men