1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters)
Area Head – Gold Loans is responsible for driving strategy execution, growth, profitability, portfolio quality and operational governance across the assigned area. The role ensures achievement of AUM, disbursement, P&L;, branch expansion and compliance targets through leadership of teams.

2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job.
New Relationship
(Max 254 Characters)
Gold loans is a new business, and the incumbent is required to build new relationship with all stakeholders of enabling functions, and all regional stakeholders
Managing Existing Relationship
(Max 254 Characters)
The position holder will be managing a team – multiple branch heads and oversee distributed branch teams across the area
Structuring new Transactions
(Max 254 Characters)
The role holder will define the business plans for the area,



manpower structure and productivity benchmarks aligned to national strategy.
Compliance of regulatory guidelines
(Max 254 Characters)
The incumbent will be responsible for compliance with all regulatory requirements.
Portfolio monitoring
The incumbent will be responsible for monitoring portfolio and market updates.

3) Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section (Max 3975 Characters)
Organization Context
Aditya Birla Capital Limited ("NBFC") is registered with RBI as a Systematically Key Non-Deposit accepting Non-Banking Finance Company (NBFC). ABCL is one of the top private diversified NBFCs in India. As of 31-Sep’25, ABCL has a pan-India presence with a lending book of approx. Rs. 139,500 Crores.

ABCL offers end-to-end lending solutions to a diverse set of customers - Retail, HNI, MSMEs, and M

📌 Area Head (Kolhapur)
🏢 Financial services
📍 Kolhapur