We are looking for a dedicated and motivated individual who has solid technical, analytical and organizational skills for our Lending Services team.
Key Responsibilities
- Analyzing and spreading the financial statements in Moodys Risk Analyst (MRA) / Creditlens / client customized templates
- Analysis of financial statements including Income statement, Balance Sheet & cash flow of public & private companies for the credit appraisal process
- Going through the supplementary schedules, notes and MD&A; for the detailed breakups and adjustments
- Normalizing the financial statement for exceptional and non-recurring items to arrive at the true profitability figures
- Calculating the Adjusted Net Worth, Recurring Cash Flows, Annual Debt Service, Contingent Liabilities,
Custom Ratios and other financial metrics
- Screening the credit agreements and analyzing the financial covenants applicable to the borrower
- Monitor Covenant compliance and reporting.
- Conduct detailed quality checks of client deliverables
- The candidate should possess reasonable knowledge of the banking processes related to commercial lending, especially corporate loans.
Key Competencies
- MBA (Finance) / CA (CPA equivalent) / CFA
- Experience of 3-8years in spreading
- Proven track record of process handling and client management
- Proficient in Advanced MS Excel
- Prior experience of working on Moodys Risk Analyst (MRA) is preferred
- Excellent written and spoken communication skills