Business Analyst – Digital Onboarding & KYC (Offshore, India)
Experience Around 810 years, with solid domain expertise in Digital Onboarding
and KYC/AML/CDD/EDD processes.

Role Purpose
Drive analysis and design for end-to-end digital onboarding journeys (retail and
corporate) with robust KYC/AML compliance, ensuring seamless customer experience
and adherence to regulatory standards.

Key Responsibilities

- Requirements Gathering & Documentation

o Collect and analyze business requirements for onboarding and KYC
processes.
o Prepare BRDs, FRDs, user stories, and process flows for digital
onboarding solutions.

- Process Design & Compliance

o Define KYC/CIP data points, risk-based CDD/EDD steps, and escalation
paths.
o Ensure AML/KYC controls are embedded in onboarding workflows,
including sanctions, PEP, and adverse media screening.

- Technology & Integration Alignment

o Specify data models, validation rules, and API/interface requirements for
ID verification and screening tools.
o Collaborate with IT teams to ensure smooth integration with digital
banking platforms.

- Testing & Rollout

o Develop UAT scenarios and acceptance criteria for onboarding and KYC
features.




o Support SIT/UAT execution and production readiness for onboarding
releases.

- Stakeholder Management

o Act as liaison between business, compliance, operations, and technology
teams.
o Coordinate with vendors for ID verification and screening solutions.

Required Skills & Experience

- Strong experience in Digital Onboarding for retail and corporate customers.
- Deep knowledge of KYC/AML/CDD/EDD processes and regulatory

requirements.
- Expertise in BA deliverables BRD, FRD, user stories, acceptance criteria.
- Familiarity with onboarding technologies, screening tools, and workflow systems.
- Experience in Agile/Scrum delivery environments.

Preferred Qualifications

- Exposure to Oracle Banking Digital Experience (OBDX) or similar digital

banking platforms.
- Certifications like ACAMS/ICA or BA certifications (CBAP/CCBA).
- Experience with multi-jurisdiction onboarding and complex UBO structures.

Education
Bachelor’s or Master’s degree in Business, Finance, or IT.

Key Job Details

Primary Location

Hyderabad, Andhra Pradesh, India

Job Type

Experienced

Required Experience

5

Skill

CS-BFS-RC-KYC-CLM.

Travel

No

Date Posted

01/07/2026

📌 Senior Consultant (India)
🏢 Virtusa
📍 India