Responsible for credit approval of large corporate clients in adherence to the organisations policy. Identifying and mitigating risk by taking decision on the exposure levels, collateral and guarantees for all regular banking and treasury products. It involves conducting risk analysis by scrutinizing relevant loan documents, client meet, analyzing financials and ensuring compliance as per bank’s credit policies.

Review & Evaluate all the credit proposals as per Banks policy and present the proposal to Head Credit Risk.
Preparing risk cover sheet highlighting all credit relevant points.
Monitoring of portfolio and industry
Timely preparing various MIS reports.
Supervising, controlling delinquency & credit loss.
Ensure completeness of credit documentation in accordance with approved terms and conditions.
Conduct periodic reviews/monitoring of the Portfolio to maintain credit quality (EWS).




Preparing & reviewing Credit policy, Collateral Management policy & other policies related to Credit Risk, in line with RBI guidelines.
Maintain appropriate records for ensuring completion of Annual reviews in a timely manner.
Assisting RBI/HO/statutory Auditors in smooth conduct of audit.
Interact regularly with other officers of the branch to be well informed of the activities in the account and alert Head of consumer banking in case of any concern.

Essential Qualifications/Experience Required

Qualified CA / MBA Finance with 7-9 years of Banking experience in Credit domain with minimum 3-4 years of experience in mid-large corporate loans/credit.
Positive interpersonal and communication skills

📌 Credit Risk Analyst (Mumbai)
🏢 DOHA BANK
📍 Mumbai