Position Overview
We are seeking a highly analytical and data-driven Payment Reconciliation Specialist / Analyst to oversee our end-to-end financial reconciliation processes. In this role, you will be responsible for managing high-volume transaction datasets, tracking payment lifecycles, and ensuring absolute financial accuracy across internal systems, payment gateways, and banking partners.
The ideal candidate bridges the gap between finance and technology—possessing solid core accounting fundamentals alongside advanced technical skills in SQL and Python to drive automation, eliminate manual workflows, and optimize payment processing costs.

Key Responsibilities

1. Core Payment & Financial Reconciliation
End-to-End Auditing: Validate transaction records across internal systems, payment gateways (PGs), banking partners, settlement files, and merchant reports.
High-Volume Data Analysis: Analyze massive transaction datasets to promptly identify mismatches, pending settlements, duplicate transactions, and financial exceptions.
Chargeback Management: Monitor disputed transactions,



track the complete chargeback lifecycle, validate reversal entries, and ensure accurate accounting adjustments/recovery.
Finance & Accounting Support: Validate transaction postings, track pending receivables, manage refund accounting, handle merchant payout reconciliation, and assist with balance sheet reconciliation.

2. Cost Optimization & Reporting
PG Cost Analysis: Monitor and analyze Payment Gateway costs (MDR charges, transaction processing fees, bank charges, gateway settlement fees) to identify cost-optimization opportunities.
MIS & Dashboards: Prepare daily, weekly, and monthly MIS reports and design reconciliation dashboards for leadership, finance, and operations teams to support audit readiness.

3. Data Engineering & Process Automation
SQL Data Extraction: Write complex SQL queries for reconciliation checks, exception reporting, and data validation across large transactional dat

📌 Reconciliation Specialist (Noida)
🏢 One97 Communications
📍 Noida