Job requisition ID 93079 Date Nov 20 2025 Location Bengaluru Designation Consultant Entity Deloitte Touche Tohmatsu India LLP Your potential unleashed India s impact on the global economy has increased at an exponential rate and Deloitte presents an opportunity to unleash and realize your potential amongst cutting edge leaders and organizations shaping the future of the region and indeed the world beyond At Deloitte your whole self to work every day Combine that with our drive to propel with purpose and you have the perfect playground to collaborate innovate grow and make an impact that matters Work you ll do In our team you ll build and nurture positive working relationships with teams and clients with the intention to exceed client expectations You ll Perform comprehensive credit assessments including financial analysis business evaluation peer benchmarking and ESG review with emphasis on corporate clients Prepare underwriting papers credit notes renewal proposals and current-money requests by synthesizing borrower financials sector data and internal risk guidelines Contribute analytical insights during deal discussions and credit committee approval forums Support Business with financial spreading data verification documentation checks and portfolio-related queries Coordinate with Legal and Operations to ensure facility and security documentation is accurate and compliant with approved terms Monitor portfolio performance through covenant tracking exposure review early-warning indicators and adherence to approval conditions escalate deviations when required Conduct sector and counterparty research including climate-risk and sustainability-related assessments Tenured professionals to lead the credit underwriting team by allocating work reviewing outputs coaching analysts and enhancing overall credit-writing capability Provide guidance on deal structuring and collaborate with RMs Risk Legal and Operations to finalise covenants terms and execution requirements Maintain clear communication with business risk and support teams to ensure smooth and controlled credit execution Skills Advanced financial analysis credit ratios cash-flow evaluation lending structures Financial modelling excel proficiency data validation Credit policy interpretation documentation governance controls ESG and climate-risk assessment exposure Stakeholder management negotiation and team guidance for senior levels Qualifications Postgraduate degree or professional qualification preferred CA CFA FRM Strong grounding in credit analysis financial ratios corporate finance and banking products Deep familiarity with credit controls documentation standards governance and audit-focused processes Understanding of ESG climate-risk principles preferred Notice Period 0-2 months Location Bangalore preferred also open to other locations on an exceptional basis How you ll grow Connect for impact Our exceptional team of professionals across the globe are solving some of the world s most complex business problems as well as directly supporting our communities the planet and each other Know more in our Global Impact Report and our India Impact Report Empower to lead You can be a leader irrespective of your career level Our colleagues are characterised by their ability to inspire support and provide opportunities for people to deliver their best and grow both as professionals and human beings Know more about Deloitte and our One Young World partnership