- Manage bad debt recovery through effective credit underwriting, asset reconstruction, and supply chain finance strategies.
- Oversee the entire NPA (Non-Performing Asset) lifecycle from identification to resolution, ensuring timely recoveries and minimizing losses.
- Collaborate with internal stakeholders to develop customized solutions for SME clients' financial needs, including financing options for working capital requirements.
- Analyze market trends and competitor activity to identify opportunities for growth in the bank's SME lending portfolio.
Job Requirements :
- 4-9 years of experience in asset reconstruction, bad debt recovery management, or related fields such as credit underwriting or supply chain finance.
- Solid understanding of NBFC regulations and industry best practices in managing non-performing assets.
- Proven track record of successfully resolving complex debt issues through negotiation or litigation processes.