Key Responsibilities

Financial Analysis & Reporting

- Conduct detailed analysis of balance sheets, income statements, and cash flow statements.
- Perform ratio calculations (liquidity, solvency, profitability, efficiency) to assess financial health.
- Evaluate financial parameters such as ROE, ROA, EBITDA margins, debt-equity ratios, and working capital cycles.
- Prepare comprehensive financial reports and dashboards for management and stakeholders.

Equity Market & Investment Advisory

- Monitor equity share markets, analyze sectoral performance, and identify investment opportunities.
- Provide valuation insights using DCF, P/E, and other models.
- Support portfolio management decisions with risk-return analysis and market trend forecasting.

Risk Management & Underwriting

- Assess and manage financial risks in domestic and international markets.
- Conduct export underwriting, evaluating trade risks and compliance with global standards.
- Collaborate with insurance firms (Tata AIG,



ICICI Lombard, Atradius, Coface) to manage underwriting processes.
- Evaluate creditworthiness using CIBIL scores and other credit scoring models.

Required Skills & Competencies

- Robust analytical and quantitative skills with expertise in ratio analysis.
- Deep understanding of equity markets, investment strategies, and valuation techniques.
- Knowledge of export underwriting and credit risk assessment.
- Familiarity with CIBIL score evaluation and its impact on lending decisions.
- Ability to integrate legal and financial perspectives for strategic decision-making.
- Effective communication and presentation skills.
- Risk-taking abilities balanced with sound judgment.

Interested candidates kindly share resume at [email protected] and [email protected]

📌 Underwriting Manager (Maharashtra)
🏢 SBI General Insurance
📍 Maharashtra