- Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education loan.
- Process Understanding process and policies and implementing the same to ensure smooth transactions.
- Training- Provide training to CPAs so that they work in synergy with the companies policies and norms
- Delinquency Management for the location
- Vendor / Cost management managing the outsource agencies and ensure TAT is maintained by these agencies.
- Quality Management in terms of Audit, Compliance and Hind sighting
- PDD Management controlling and tracking PDDs through proper MIS for the location
Key Performance Indicators
- Login to Recommendation TAT
- Maintaining Audit Compliance and errors in Hind sighting
- Training
- Delinquency control as per budget
- Cost management
- New initiatives
Technical Competencies / Skills
- Financial Appraisal of Salaried and Self Employed loan proposals
- Knowledge of Unsecured and Mortgage Lending Business
- Basic knowledge of Banking
- Valuable Knowledge of computer applications