Role & responsibilities

- Develop and maintain strategy and policy through continuous analysis of business expansion, supplier payment/collection trends, and supply chain disruptions.
- Plan underwriting vision and outlook, create credit and underwriting policies/processes for Supply Chain finance, develop/deploy Scoring models & BRE for receivable and payable financing.
- Conduct portfolio studies of outstanding advances/receivables, lead risk tightening initiatives to manage delinquencies/defaults while ensuring profitability and liquidity.
- Manage product function, including product design, portfolios, and performance monitoring.
- Ensure timely regulatory compliance (e.g., RBI guidelines on trade finance) and other standards.
- Highlight any areas of concern or emerging trends in terms of deteriorating credit quality, market /economic trends or reduced profitability across any of the portfolios.
- Manage turnaround time (TAT) as per defined guidelines.




- Develop solid internal/external relationships with Anchors, Banks, and Financial institutions.
- Prepare monthly Risk and Finance Decks.
- Represent the company to external stakeholders, including lending partners, board, and strategic alliances.

Preferred candidate profile

• Education: CA/MBA in Finance.

• Specialized Knowledge: Experience managing at least INR 500 Cr. in Supply Chain Finance portfolios (e.g., invoice discounting, vendor financing, trade credit).

• Must-Have Skills: Excellent communication, formulation of SCF policies/products/processes/scorecards/monitoring mechanisms, leadership, team management.

• Desired Skills: Technical expertise in SCF scoring models, tools and automations.

• Experience: 5+ years.

• Preferred Industry: NBFC/Banking/Fintech focused on SCF.

• Languages: Hindi & English proficiency.

📌 Senior Manager Credit - Supply Chain Finance (Karnataka)
🏢 Elevate Consulting
📍 Karnataka