Gold Inspectors
Eligibilities:
- Minimum 12 months as Customer Service Executive in MFL Branches
- Should be in grade JM1-Executive/JM2-Senior Executive
- Rated 3 or above in the last PMS cycle and not having any active DA case
- Staff must be comfortable for extensive travelling across India in all MFL Branches
Skillset & Competencies:
- Should be observant, diligent and tenacious by nature.
- Should be passionate about ensuring strict quality, documentation and policy adherence w.r.t gold pledge
- Must be vigilant towards ensuring proper and strict monitoring of gold assets
- Should be aligned to the Vision, Mission, Goals and Purpose of Muthoot Pappachan Group.
Main Tasks(1) Physical verification of Gold Packets, Cash including Vault Cash and Foreign Currency as to its correctness with the system records.
(2) Checking of ornaments as to its quantity, weight, quality and purity taken for pledge during the current gold inspection period.
(3) Checking of greater than 5 months gold packets as to its quantity, weight,
quality and purity for which gold inspections were done earlier.
(4) Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed.
(5) Verifying whether the ornaments pledged under all schemes are solid ornaments and LP/SP ornaments are not accepted for pledge under any schemes.
(6) Verification and reporting of any overdue gold loans, Low Purity and Spurious accounts are re-pledged or re-pledged under higher rate.
(7) Verification of Documents and ornaments/coins for Swarnavarsham/Shwethavarsham Loans disbursed.
(8) Verification of all Gold Loan related products/Packets, MSME Packets, Mahilamitra Loan Packets and Chitty Security Packets etc.
(9) Conducting Handing over/Taking over of branch as and when required by the Management and sending reports of the same to BAI Dept.
(10) Purity Index updation in the system
(11) Verification and sealing of auction related packets.
(12) Participating in the Gold Auction conducted