Job Description:

Branch Gold Loan Officer
INTERNAL USAGE: (to be removed before publishing externally)
No. of Vacancies: Manager: Branch Operations Head
Is a Team leader? N Team Size: 0
Grade: Officer, AM, DM
Business: Rural Lending Department:� Rural Lending Gold Sub-Department: NA
Location: -
About Branch Banking
With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank�s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank�s customer engagement strategy across products and services
About the Role

Gold Loan Officer is responsible for Gold Loan Operations in the branch.

� Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory.

� Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition.

� Process and Compliance � To achieve the highest level of operational and compliance superiority along with top line numbers.

Key Responsibilities

� To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases��

� To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel.

� To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio





� To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team.
Qualifications

Optimal qualification for success on the job is:

� Graduate/ MBA (Marketing) preferred from a recognized institute.

� �2-4 years of relevant work experience (preferably NBFC).
Role Proficiencies:

For successful execution of the job, a candidate should possess:

� Proven work experience in branch banking or channel sales

� Solid Relationship Building Skills with experince of channel sales, team management

� Robust problem solving skills and willingness to roll up one�s sleeves to get the job

� Skilled at working effectively with cross functional teams in a matrix organization

� Excellent written and verbal communication skills"

Skills:

Refer to the Job Description

About Company:

Axis Bank is the third largest private bank in India, serving ~59 million customers with a workforce of over 104,400 employees as on March 31, 2025. The Bank offers the entire spectrum of financial services to customer segments covering Large and Mid-Corporates, MSME, Agriculture and Retail Businesses. As on March 31, 2025, The Bank has a large footprint of 5,876 domestic branches, 13,941 ATMs and cash recyclers, with close to 47% branches in rural and semi-urban region. The Bank's overseas operations encompass eight international offices, including branches in Singapore, Dubai (at DIFC), and Gift City-IBU. There are also representative offices in Dhaka, Dubai, Abu Dhabi, and Sharjah. The international offices focus on Corporate Lending, Coverage Business, Trade Finance, Syndication, Investment Banking, Liability Businesses, and Private Banking/Wealth Management offerings.

📌 Branch:Gold Loan Officer (Bengaluru)
🏢 Axis Bank
📍 Bengaluru