Lead the development and maintenance of a robust trigger-based reporting framework, including:
- Tracking risk benchmark metrics at multiple levels (geography, customer type, channel, etc.).
- Implementing a trigger mechanism for immediate action when benchmarks are breached.
Liaison with different stakeholders to:
- Ensure that risk benchmark numbers are consistently monitored and managed.
Build early warning signals to:
- Identify sources of portfolio stress.
- Continually communicate these signals to stakeholders across the organization.
Collaborate with Category, Customer Experience, and Operations teams to:
- Develop strategies for mitigating portfolio risk.
- Create segmented treatment strategies across risk brackets.
Continually work to balance the twin objectives of:
- Maximizing portfolio revenue.
- Minimizing risk.
Key Skills and Qualifications
- Chartered Accountant; MBA is a plus.
- 5-8 years of work experience, with a minimum of 4 years in credit risk management in a Bank/NBFC/Fintech.
- Proven experience in managing a team of analysts.
- High level of ownership.
- Comfort with ambiguity; strong test and learn bias; willingness to be hands-on.
- Ability to engage and influence people cross-functionally.
- A well-rounded individual with solid communication skills.
If you meet the qualifications and are ready to take on a challenging role in credit risk management, we encourage you to apply for the position of Risk Benchmark Manager. Your expertise will be critical in ensuring a balanced approach to portfolio revenue and risk management.