Description
As a Credit Risk Associate in the Middle Markets team in the Commercial Banking division, you help the firm manage the risk in a responsible way by anticipating current and emerging risks and using your expert judgement to solve real-world challenges that impact our company, customers, and communities. Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.

Job responsibilities
- Independently manage own client portfolio - prepare credit analysis on assigned clients - covering macro-overview, industry/sector, business, financials, projections modelling and recommend changes to credit ratings and amendments to facilities. Actively work on portfolio management activities such as periodic financial performance diligence, etc.
- Assist in negotiating of the credit terms along with senior credit officers and take lead in finalizing documentation (credit agreements and amendments)




- Support due diligence on capital market transactions for clients.
- Work closely with Approvers/ Senior Credit Officers in North America on new to bank client activities such as evaluating prospects, onboarding new clients and new facilities, actively provide recommendations on deal structuring.
- Build solid relationships and maintain open communication with colleagues from various Lines of Business including Credit Officers, Bankers, Middle Office, etc.
- Engage junior team members in deals for support and review their work.
- Develop strong working knowledge and track clients/sectors related to diversified industries on an on-going basis.
- Ensure governance, reporting and data quality requirements are met and maintained for client and client families.
- Actively support ED/VPs in driving projects at LoB level – trainings, internship, recruitment, etc.

Required qualifications, capabilities, and skills
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📌 Credit Risk Associate – Middle Market Corporates (Bengaluru)
🏢 JPMorganChase
📍 Bengaluru