Assist in portfolio management and drive lending strategies formulation for retail products.
Roles & Responsibilities:
- Develop and expand the existing channel network.
- Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.
- Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.
- Automation and Business Analysis of the policies to suit the effective system implementation on the relevant platforms.
- Monitoring and management of portfolio through monthly portfolio analysis.
- To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.
- Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.
- Competition benchmarking on regular basis to enhance the product suite.
- Portfolio Risk Management.
- Policy Formulation & Maintenance.
- Policy Automation.
- Ensure timely closure of audit queries.
- Portfolio AUM growth as per budgets.
- Portfolio Losses within acceptable levels.
- Early Bounces within acceptable levels.