Job Description:

Key Responsibilities:

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Client Acquisition & Relationship Management:

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Identify and acquire current emerging corporate clients (typically turnover between ₹100 Cr – ₹1000 Cr).

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Deepen wallet share with existing clients by offering NBFC products like Working Capital, Term Loans, Equipment Finance, LAP, etc.

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Act as a single point of contact for all client requirements, ensuring prompt resolution of issues.

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Credit & Risk Assessment:

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Understand the client’s business model, conduct credit assessment, and prepare detailed credit appraisal memos.

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Liaise with credit and risk teams to ensure timely approval of proposals.

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Monitor portfolio risk indicators and ensure early warning signal tracking.

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Business Development & Cross-Selling:

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Achieve assigned business targets (disbursement volumes, fee income, asset quality).

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Cross-sell treasury, CMS, trade finance, and investment products wherever applicable.

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Portfolio Monitoring & Compliance:

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Ensure high-quality portfolio maintenance with low NPAs.

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Ensure adherence to internal and regulatory compliance guidelines.

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Regularly review accounts for documentation, KYC, renewals, and security perfection.

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Market Intelligence & Networking:

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Maintain strong market connect to understand industry trends and competitor offerings.

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Represent the organization at key industry events and forums.

📌 Relationship Manager- Emerging corporates | Chandigarh, Mumbai, Hyderabad
🏢 Acura Solution
📍 Chandigarh