Job Description:

JOB SUMMARY
 To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining
profitable Retail Banking customers within acceptable risk parameters.
 Contribute toward achieving team’s overall target and delivering optimal portfolio return.
 Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as
colleagues in CDD teams and partners in risk, compliance, other support functions, and product
RESPONSIBILITIES
 To achieve agreed individual financial and non-financial targets by acquiring, growing, and retaining
profitable Retail Banking customers within acceptable risk parameters.
Contribute toward achieving team’s overall target and delivering optimal portfolio return.
Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as
colleagues in CDD teams and partners in risk, compliance, other support functions, and product
Strategy
 To achieve agreed individual financial and non-financial targets by acquiring, growing and retaining




profitable Retail Banking customers within acceptable risk parameters.
Contribute toward achieving team’s overall target and delivering optimal portfolio return.
Collaborate and build effective partnerships with other RMs, team leaders, segment heads, as well as
colleagues in CDD teams and partners in risk, compliance, other support functions, and product
Business
 Effectively generating recent business – identify prospects and convert in line with the Bank’s appetite
 Strategically formulating account plan – provide client’s needs-based solutions, structure appropriate
credit facility, and execute various banking transactions
 Proactively building trusted client relationships – maintain a portfolio of active and growing customers
Processes
 Drive continuous improvement of the operational efficiency and effectiveness of processes to increase
the consistency of systems and processes.
 Support the fr

📌 IDFC First Bank (Dehradun)
🏢 Acura Solution
📍 Dehradun