Credit Head Business Loans

Location: Mumbai / Pune

About the Role

Our client, one of India's leading NBFCs, is looking for an experienced Credit Head Business Loans to lead and build the pan-India credit function for its Business Loans vertical. The role requires a seasoned credit professional with deep expertise in commercial/MSME lending, robust underwriting capabilities, and a proven track record of building scalable, technology-enabled credit processes.

Key Responsibilities
Lead the national credit appraisal function for the Business Loans portfolio.
Drive credit underwriting, approval and portfolio quality for businesses with annual turnover up to 100–150 Crores and loan ticket sizes ranging from 1–15 Crores.
Build and strengthen credit policies, underwriting frameworks and risk governance across secured and unsecured business lending.
Drive automation and digitization of the credit evaluation process to improve efficiency, consistency and turnaround time.




Partner closely with Business, Risk, Operations and Product teams to enable profitable growth while maintaining robust asset quality.
Lead and develop a high-performing pan-India credit team, ensuring consistent credit standards across geographies.

Candidate Profile
12–20 years of experience in Business/Commercial/MSME Lending with Banks or NBFCs.
Minimum 5 years in a Credit Head (or equivalent national credit leadership) role.
Robust credit appraisal experience across both secured and unsecured business lending.
Experience handling high-volume credit operations across multiple geographies.
Demonstrated success in designing scalable credit processes, policy formulation and credit automation.

Qualification CA or equivalent qualified qualification.

📌 Credit Head Business Loans Mumbai
🏢 Ardor Talent Solutions
📍 Mumbai