Key Responsibilities: 1) Business Development & Lead Generation Source merchants for POS/EDC/Bharat QR/UPI and identify prospects for CMS across assigned markets and segments.

Work with mapped branches/RM teams to drive leads, campaigns, and product penetration and ensure smooth handover for implementation.

Generate independent leads via references, market mapping, and networking; target priority industries/sectors with tailored propositions.

Collections: Physical & Electronic Collections, Smart Collect/Virtual Accounts, Payment Gateway, e-NACH, BBPS, Cash, UPI.

Payments: Physical & Electronic Payments, Dividend mandates, vendor/salary payouts, UPI payouts, Corporate Remittance Merchant Acquiring: POS/EDC/Bharat QR with appropriate MDR/subvention constructs.
Onboarding, Activation & Portfolio Management Coordinate with operations/implementation for seamless go-live; ensure activation and throughput (TPV/collections).

Build deep client relationships to retain and grow wallets, cross-sell/up-sell adjacent products, and proactively resolve service issues.
Enablement,



Training & Marketing Support Train and enable Branch Banking/Relationship teams to sell CMS and Acquiring products effectively.

Conduct system demos for Potential & Existing clients; run visibility campaigns and provide marketing collaterals to drive penetration.
Risk, Compliance & Governance Ensure KYC/AML and documentation standards are met; maintain AOF accuracy and policy adherence.

Explain chargebacks/fraud risks for all product offering and follow audit/compliance requirements throughout deal lifecycle.

Skill Set Requirement

Certification in MS Office/MIS Tools – from private or government institute.

Sales oriented, Proactive with high energy levels and capable of working with a team Analytical, practical and have aptitude for troubleshooting.

Keen interest in sales, structuring and implementing deals Willingness to travel within radius of 100 KMs for customer meetings

📌 Senior Product Sales Manager Branch Banking Enterprise Business Solutions Ebs Jalandhar
🏢 Kotak
📍 Jalandhar