Roles and Responsibilities :
Evaluate and underwrite residential mortgage and consumer loan applications.
Assess risk and make informed decisions on loan approvals.
Validate data entry into the Loan Operating System and evaluate documentation.
Identify potential issues and escalate them to senior management.
Coach and mentor junior staff members.
Monitor vendor performance and submit regular reports to management.

Job Requirements :
Minimum 3 years of experience in loan underwriting or related field.
Solid knowledge of loan underwriting documentation requirements.
Proficiency in mortgage operations, including FNMA DU automated underwriting systems.
Excellent communication and interpersonal skills.
Detail-oriented with robust organizational, analytical, and decision-making abilities.
In-depth knowledge of regulatory, investor, and departmental lending policies.
A two-year degree or equivalent experience is preferred.
Ability to manage heavy workloads, multitask, and meet deadlines.
Familiarity with underwriting jumbo loans and government products such as FHA and VA loans.
Knowledge of CRA products and industry trends.

📌 Underwriter Chennai
🏢 Cognizant
📍 Chennai