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Job Title :
Live Underwriters

Qualification :
Any Graduate or Above

Relevant Experience :
5 to 10 Years

Must Have Skills :
1.Live underwriters
2.4C’s
3.Collateral Capacity
4.Credit & Income
5.mortgage loans
6.loan data, reports, and inspections
7.Residential Underwriters
Positive Have Skills :
Experience in Residential Underwriters

Roles and Responsibilities :

1.Candidate
should have minimum 5 years of UW experience
2.Well
versed with FNMA. FHLMC and investor guidelines, able to
review and locate exact guidelines for decision making
3.Should
have valuable analytical and problem-solving skills
4.Manage
end-to-end underwriting processes, primarily focusing on
conventional loans, Closed End Second and VA IRRRL
5.Accurately
calculate different Income types such as Salaried,
Self-Employment, other income and rental income for loan
decision
6.Should
have decision-making skills when applying in business
judgment based on Underwriting review
7.Evaluate
complete loan documents and should provide approval or
denial decision
8.Complete




review of credit report to verify trade lines, derogatory
accounts, public records and credit reconciliation,
calculate HTI/DTI
9.Complete
review of Collateral and property valuation to identify
physical and market conditions of property
10.Assets
verification includes borrowers' bank account statement,
retirement accounts, mutual funds and other investments.
Identify red flags, large deposits, regular deductions on
bank statement
11.Apply
expertise in the 4Cs of underwriting (Credit, Capacity,
Collateral, and Capital)
12.Evaluating
evidence of borrower’s willingness and ability to repay
the obligation
13.Positive
communication, Presentation skills, Self-motivated and
hard working
14.Able
to review investor guidelines (Allegros – FNMA &
Freddie) and client overalls

Location :
Remote

CTC Range :
10 - 16 LPA (Lakhs Per Annum)

Notice period :
Immediate

Shift Timing :
Night Shift

Mode of Interview :
Virtual drive

Mode of Work :
Work From Home

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📌 Live Underwriters Virtual Drive Bengaluru
🏢 Nameless
📍 Bengaluru