Key Responsibilities
1. Business Development & Sourcing
- Source LRD business through direct sourcing, DSAs, brokers, developers, and corporate relationships.
- Identify high-potential commercial/retail properties generating rental income for LRD propositions.
- Drive monthly sales targets with consistent new client acquisition.

2. Client Relationship Management
- Build and maintain strong relationships with property owners, SMEs, corporates, and real estate stakeholders.
- Understand client requirements, assess eligibility, and propose suitable LRD solutions.
- Manage negotiations on pricing, tenure, and structure with clients.

3. Credit & Property Assessment
- Coordinate with credit teams for financial analysis, cash flow assessment, and rental income validation.
- Conduct preliminary assessments of property title, tenancy agreements, lease lock-in periods, and cash-flow stability.
- Ensure property valuation, legal checks, and technical evaluations are completed accurately.

4. Deal Structuring & Execution
- Prepare deal proposals and submit complete files for credit approval.




- Ensure high-quality processing of applications within the defined TAT.
- Liaise with legal, technical, operations, and credit teams to ensure smooth disbursement.

5. Market Intelligence & Portfolio Quality
- Track market trends in commercial leasing, rentals, and property yields.
- Continuously monitor the LRD portfolio to ensure healthy asset quality.
- Identify risks and flag potential issues in client profiles, rental dependencies, or property documentation.

Required Qualifications & Experience
- Graduate / Postgraduate in Finance, Business, or related fields.
- 5–10 years of experience in LRD, LAP (Lease Against Property), Commercial Mortgage, or Secured Lending.
- Proven track record of achieving sales targets in secured lending.
- Strong understanding of commercial real estate, rental agreements, and lease structures.

Key Skills
- Robust sales and business development ability
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📌 Lead - LRD Business (Anand Nagar)
🏢 Financial services
📍 Anand Nagar