Job Description:

Key Objective of the Job:

To handle responsibilities mapped to profile of Regional Credit Manager.
- Review and Evaluating large Corporate proposals within stipulated timelines
- Underwriting and structuring transactions by reviewing Business, Financial, Industry and Management related risks
- Review and negotiations of covenants, structure related inputs, for mitigating transaction related risks
- Provide inputs related to policy, SOP, regulatory norms, taxation, legal aspects and laws.
- Portfolio level risk mitigation, maintaining portfolio quality and health, customer visits, market intelligence
- Driving projects related to Credit related automation, digital processes and AI implementation
- Adequately identify and articulate the risks and respective mitigates along with the sanction conditions/ recommendation.

Major Deliverables:
- To review and underwrite transactions of High ticket size and provide inputs on key risks, strengths and covenants.
- Critically evaluate the transaction risk,



business & Financial risk of the borrower as well as industry risk involved in any given industry.
- To Identify relevant and associated risk as aforementioned and submit appropriate mitigate against each.
- Manage team members and deliver organization objectives

Specialized job competencies:
- Deep understanding of large Corporates, business groups, products including structured products, Industries
- Assessment of financials across industries, nuances of regulations, taxes, legal matters impacting the transaction
- Excellent articulation of key transaction risks
- Ability to negotiate key terms, covenants
- Team management

Desired Experience:
- Preferably having relevant experience of 10+ yrs
- Relevant underwriting experience in Large/Mid corporate segment comprising of evaluating high ticket size exposures.

Other desired attributes:

Excellent communication skills, Team management capabilities, Valuable Attitude and willingness to learn & impart trainin

📌 Tata Capital/ RCM-Large Corporate/ Mumbai
🏢 Acura Solution
📍 Mumbai