Job description

Credit Manager

Location: Kolhapur

Role & Responsibility:
 Credit Appraisal of Loan applications within defined guidelines and accordingly take decisions or
recommendations for approval to higher authorities.

 Underwriting cases with the desired level of quality and enabling achievement of Branch Business
targets by proper training.

 To evaluate proposals of customers for Home Loan and LAP.

 Use performance history along with liquidity, debt/asset management, and profitability ratios to assess
creditworthiness in the evaluation
 Interact with Customers & understand the business and regularly monitor delinquencies/infants.

 Decision-making within defined TAT

 Understanding of property-related knowledge (like legal title and market value of the property).

 Coordinating with sales, operations, legal,



technical and customer service

Qualifications:
 Bachelor's degree in Business Administration, Marketing, or a related field.

 Minimum of 4 years of progressive experience in sales management, specifically in home loans or
mortgage related roles.

 Proven track record of success in leading and engaging sales teams to achieve and exceed targets.

 In-depth knowledge of the rural housing market, including market trends, regulations, and customer
preferences.

 Excellent communication, negotiation, and interpersonal skills.

 Robust analytical and problem-solving abilities.

 Ability to work independently and remotely, managing multiple priorities effectively.

📌 Credit Manager Kolhapur
🏢 White Force
📍 Kolhapur