Roles and Responsibilities
Handling Cases for Home loan.
Assessment of borrowers profiles , repayment capacity and income stability
Understand and interpret results of financial analysis, banking analysis and bureau reports
Analysis of all customer related information in line with credit & risk policy to check eligibility
Meeting and personal discussion (PD) with customers to understand their business, profile and loan requirement
Visiting business premise, property and residence of customer at the time of PD
Understanding credit worthiness of customer along with intention to repay the loan by analysis of all documents, observation & findings of PD.
Study, analysis and interpretation of legal & technical reports of property
Underwriting and sanction of Home loan/loan against property files sourced by sales team
Maintaining TAT as per guidelines and taking case to decision point.
📌 Territory Portfolio Manager For A Growing Nbfc Mumbai (India)
🏢 Skill Ventory
📍 India
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