Location: Bangalore
Shift Timing: 9:30 PM – 6:30 AM (US Shift)
Cab facility provided
Experience: 6 to 10 Years

Job Title: Team Leader - Credit Operation (US Mortgage/Loan operations)

Job Summary
We are looking for an experienced and detail-oriented Team Leader – Credit Operations to manage and oversee loan origination, processing, and documentation activities. This role involves leading a team, ensuring compliance with credit guidelines, and driving operational efficiency while maintaining high-quality standards across all loan files.

Key Responsibilities
Credit Review & Documentation
Review loan applications and supporting documents to ensure completeness, accuracy, and compliance with credit and program guidelines.
Collect, validate, and organize borrower documentation such as financial statements, tax returns, ownership records, and insurance papers.
Identify and reconcile inconsistencies across documents (e.g., ownership details, revenue figures, entity names, and addresses), escalating discrepancies when required.




Prepare loan files for underwriting submission and closing using standardized checklists and quality control measures.
Team Leadership
Lead, mentor, and manage a team of loan processing and origination specialists.
Set explicit performance expectations and ensure consistent delivery of high-quality output.
Foster a positive, cooperative, and performance-driven work setting.
Loan Origination & Processing
Oversee the end-to-end loan origination and processing lifecycle.
Ensure adherence to company policies, regulatory requirements, and credit guidelines.
Monitor loan pipelines, identify bottlenecks, and proactively resolve issues to maintain turnaround times.
Stakeholder Collaboration
Coordinate with Sales, Underwriting, and Closing teams to address documentation gaps and ensure smooth file progression.
Act as a key point of contact for internal stakeholders on credit operations matters.
Compliance & Qual

📌 Team Lead Bengaluru (India)
🏢 R Systems
📍 India