Job Description

ROLE: Credit Process Associate
INDUSTRY TYPE: NBFC
DEPARTMENT: Credit / Risk Management
EMPLOYMENT TYPE: Full Time, Permanent
PRIMARY RESPONSIBILITY
? Responsible for underwriting secured loan against property proposals.
? Follow the laid down credit policies & procedures.
? Conduct personal discussion with customers to establish credit worthiness.
? Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits.
? Training of credit policy to the sales team.
? Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its
impact on loan performance during the loan tenure.
? Supervise Credit Processing Associates and provide guidance
? Coordinate with sales to achieve targets and ensure SLAs are met.
? Ensuring credit policy adherence to the accepted standards.
? Ability to follow deviation matrix and foster in decision making
QUALIFICATIONS
? Min 1 year of work exp in Credit Appraisal, Credit underwriting for LAP.

Key Responsibilities:

📌 Credit Process Associate Puducherry Puduchery (India)
🏢 Kissht
📍 India