Job DescriptionJOB DESCRIPTION N1. Risk Assessment & Analysis N● Evaluate Group Metrics: Analyze group census data, age demographics, and historical claims experience to identify and quantify potential risk exposures. N● Predictive Modeling: Utilize statistical data to forecast future utilization trends and claim behaviors for prospective and renewing groups. N2. Quote Preparation & Structuring N● Collaborative Pricing: Design and construct tailored benefit quotes based on specific requirements communicated by the Sales Single Point of Contact (SPOC). N● Financial Alignment: Ensure the pricing structure balances competitiveness in the market with the company's profitability goals. N3. Data Management & Administration N● Underwriting Governance: Maintain precise and organized underwriting files. N● CRM Hygiene: Consistently log activities, quote versions, and risk decisions within the CRM system to ensure data integrity across departments. N4. Compliancen● Policy Adherence: Guarantee that all generated quotes strictly comply with internal underwriting guidelines and risk appetites. N● Efficiency: Manage workflow effectively to meet or exceed established Turnaround Times (TAT). N5. Stakeholder Communication N● Strategic Insights: Partner with the Sales SPOC by providing explicit, data-driven insights into the group's risk profile. N● Pricing Justification:
Articulate the rationale behind specific pricing decisions and rate adjustments to support the sales team in client negotiations. NREQUIREMENTS: N● Option 1 (Experienced): Minimum 1 year of direct experience in Group Health Underwriting. N● Option 2 (Academic Background): B.Sc. in Actuarial Science (fresh graduates with a strong numerical foundation are welcome). N● Option 3 (Career Switch): Experienced medical claims processing professionals with strong technical knowledge who want to transition into underwriting. NTECHNICAL & COMPETENCY REQUIREMENTS N● Analytical Mindset: Exceptional ability to spot trends, anomalies, and details within complex data structures. N● Software Skills: High proficiency in MS Excel (v-lookups, pivot tables, data sorting) and MS Word. N● Core Skills: Strong team player, adaptable to changing priorities. NBENEFITSnA Collaborative & Seasoned Peer Network N● Expert Mentorship: Work alongside a diverse, high-performing team with a rich mix of experienced and innovative thinkers. N● Knowledge Sharing: Benefit from a collaborative environment where insights into complex risk assessments and underwriting strategies are shared freely. NAccelerated Career Development N● Fast-Tracked Growth: Engage in high-impact underwriting projects that challenge your analytical skills and expand your business acumen. N● Continuous Learning: Access a workplace dedicated to your professional evolution, offering the tools, feedback, and autonomy needed to advance your career at an accelerated pace.