Credit Officer

Position Code: EQU/CO/1816932
Company: Equitas Small Finance Bank

Sector

- Business Unit: Assets
- Division/Function (SBU): Emerging Enterprise Banking
- Department: VF
- Sub-Department: Credit
- Generic Role: Credit Officer
- External Title (Job Role): Credit Officer
- Division: Emerging Enterprise Banking
- Zone: South 2
- State: Tamil Nadu
- Region: Tamil Nadu 1
- Area: Kumbakonam
- Cluster: Kumbakonam
- PT Location: Trichy
- Branch Code: 1327
- Branch Name: Virudhachalam

Job Details

- Posted On: 30 Jul 2026
- End Date: 29 Aug 2026
- No. Of Openings: 1
- Employment Type: Permanent
- Employment Category: Field
- Closing Date: 29 Aug 2026
- Required Experience: NA

Skills

- Skill: Sales
- Highest Education: PG
- Working Language: English, Tamil

Job Responsibilities





- Ensure proper credit evaluation of customers as per policy & process.
- Document verification to be carried out for the loan proposals.
- Support the branch team in achieving desired branch objective.
- Manage & Maintain TAT for Loan disbursement.
- To diligently appraise loan applications in line with credit policy of the organization.
- Ensure Credit policies to build a valuable quality portfolio of the branch.
- Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records.
- Completion of PDD on time for the Loan Disbursed.
- Ensure Quality Portfolio of the branch is Maintained.
- Appraise of CAM proposal of the customers who have applied for a Loan.

📌 Skill (Tiruchirappalli)
🏢 Equitas Micro Finance India
📍 Tiruchirappalli