PurposennOwn and drive the end-to-end Trade Advance product for the two-wheeler dealer ecosystem, including product strategy, program management, technology enablement, sales growth, portfolio performance, and profitability.nnKey ResponsibilitiesnnProduct ManagementnnOwn the Trade Advance product roadmap, policies, pricing, and dealer propositions.nnDesign and launch dealer funding, inventory financing, and working capital programs.nnContinuously enhance product features, dealer journeys, and operational processes.nnProgram ManagementnnDevelop and manage OEM and dealer financing programs.nnTrack program utilization, profitability, and portfolio performance.nnCoordinate with Credit, Risk, Operations, and Technology teams for successful implementation.nnTechnology u0026 Digital EnablementnnAct as business owner for LOS, LMS, dealer portal, and digital onboarding enhancements.nnDrive automation, API integrations, workflow digitization, and STP initiatives.nnPrepare business requirements, user stories, and UAT sign-offs for product releases.nnSales Drive u0026 Business GrowthnnPartner with sales teams to drive dealer acquisition, activation, and limit utilization.nnExecute sales campaigns and dealer engagement programs to accelerate portfolio growth.nnTrack funnel metrics, disbursements, utilization,



and business productivity.nnSupport regional teams through product training, program communication, and market insights.nnPortfolio u0026 Risk ManagementnnMonitor portfolio growth, profitability, utilization, and asset quality.nnRecommend policy and program changes based on portfolio performance.nnEnsure adherence to risk, compliance, and governance standards.nnAnalytics u0026 Stakeholder ManagementnnDevelop MIS and dashboards to track key business KPIs.nnWork closely with Sales, Credit, Risk, Technology, Operations, Finance, and OEM partners.nnPresent portfolio performance and strategic initiatives to senior management.nnKey KPIsnnTrade Advance AUM GrowthnnDisbursementsnnActive DealersnnDealer Activation RatennLimit Utilization %nnRevenue u0026 ProfitabilitynnOEM Program PenetrationnnSTP %nnTAT ReductionnnPortfolio Quality u0026 DelinquencynnExperience u0026 QualificationnnMBA/PGDM preferred.nn35 years of experience in Dealer Finance, Trade Finance, Vehicle Finance, or Lending Products.nnRobust experience in Product Management, Program Management, and Sales Enablement.nnGood understanding of lending technology platforms, dealer ecosystems, and portfolio analytics. .

📌 Product Manager - Trade Advance (TW Loan) (Gurugram)
🏢 Home Credit India
📍 Gurugram