About the CompanySMFG India Credit Company is committed to nurturing a work environment that encourages individual progress alongside organizational success. Our workplace culture focuses on employee engagement, health, and safety while providing extensive benefits to employees and their dependents to ensure security and well-being. We emphasize career growth by offering defined career paths aligned with both individual aspirations and company objectives, fostering a productive and positive atmosphere.nnRole OverviewThe primary responsibility of the Sales Executive is to drive growth in the mortgage and rural finance business by sourcing new customers mostly through personal initiatives. The role requires maintaining the quality of sourcing, demonstrated by low delinquency rates and minimal run-offs. Additionally, the executive contributes to revenue by handling life insurance-related tasks.nnKey Performance IndicatorsAchieve delivery volume targets and manage percentage payouts to channels as neededMeet insurance-related achievementsMaintain customer portfolios with a focus on database acquisition for salaried and self-employed clientsProvide timely resolution to customer queries within stipulated turnaround timesManage portfolio quality ensuring incomplete proposal documentation is minimizedCollaborate actively with Risk and Legal teams to ensure proper documentation closuresCoordinate with Unit Manager and CBM for prompt disbursal processesMaintain a Login to Conversion ratio of 60%Ensure rejection rates due to documentation issues are kept below defined thresholdsResponsibilitiesUnderstand local land legal constituents relevant to mortgage businessDevelop and maintain a database of local institutions and potential salaried client basesPromote the company in the market through direct and indirect marketing effortsContinuously monitor competition including rates, proposals, and policiesLeverage references for business growthMonitor portfolio quality and business performance closelyProvide innovative solutions to overcome business challenges and generate more opportunitiesBuild and sustain strong customer relationshipsEnsure all proposals have associated life insurance coverageHave a thorough understanding of mortgage policies, documentation, and processesEnsure legal compliance of all cases prior to disbursalSupport collections team to maintain delinquency within acceptable normsDistribute work delivery evenly across the month to avoid accumulation at month-endConduct prescreening and ensure all required documents are ready at login for risk assessmentHandle cases for rate waivers and follow up on approvalsEngage with risk teams to perform post-disbursement (PD) activitiesMeet a minimum of three recent customers daily to expand client baseMaintain rejection rates below designated thresholds and arrange reconsideration for rejected cases if applicableRequired Skills and ExpertiseStrong achievement orientation and commitmentAttention to detail and conscientious work ethicGood legal understanding relevant to mortgage documentationThorough knowledge of mortgage products and local market conditionsCompetitor analysis skillsAbility to effectively present case submissions aligned with company policiesAdditional InformationWork location: Srungavarapukota, IndiaReporting to Unit Manager and Business HeadCross-functional coordination essential with Risk,



Legal and Collection teamsExpected experience range: 1 to 5 years in related fieldsEducation: Any GraduatenResponsibilitiesUnderstand local land legalities tied to mortgagesMaintain database of schools, colleges, industries, and salaried prospectsCreate awareness in market via direct u0026 indirect marketingContinuously track competitor rates and policiesLeverage references to build business pipelineMonitor portfolio quality and performance metricsOffer solutions to improve business generationKeep customer relationships stable and productiveMaintain 60% login to conversion ratioEnsure life insurance is linked to all proposalsComply with mortgage documentation and process standardsValidate legal clearance of cases pre-disbursalSupport collections to keep delinquency within limitsDistribute deliveries throughout the month evenlyPre-screen and collect necessary documents at loginManage approvals for rate concessionsCoordinate with risk team for post-disbursement processesMeet at least three new customers dailyKeep rejection rates below preset thresholdsArrange re-evaluation for rejected cases where feasiblenRequirements1 to 5 years relevant experience in mortgage or rural finance salesGraduate degree mandatoryLegal knowledge related to mortgage documentationUnderstanding of mortgage business and local market dynamicsCompetitor intelligence and market awarenessStrong commitment and orientation towards targetsAbility to present cases effectively based on policy .

📌 Sales Executive - Mortgage u0026 Rural Finance (Vijayawada)
🏢 SMFG INDIA CREDIT
📍 Vijayawada