Individual Relationship Officer, Home LoannnRural/ SalesnnJob TitlennFunction / DepartmentnnDepartment HeadnnReporting ManagernnSales Manager, Home Loan nnTerritory Sales Manager, Home LoannnPurpose of the Job:nnContribute to the growth of Home Loan business by targeting with higher ticket size loan (10 to 25 Lakhs) with maintaining quality portfolio nnDescribe the KPIs against each perspectivennPerspectivennKey Performance IndicatorsnnBusiness and Financial ManagementnnAchievement in Volume against the target on monthly basis nnEnsuring healthy portfolio quality by ensuring timely repayment,nncollections.nnEnsuring delinquency within the threshold levelnnInsurance Attachment as per policynnFocus on Enterprises/Small Businesses (Non Salaried, Non DirectnnAgri)nnCustomer FocusnnCustomer engagement for document completion nnAttending customer queries u0026 resolution in TATnnActively co-ordinate with the Risk, Ops, Legal and Valuers for the closure within time frame.nnPeople / TeamnnCo-ordinate with the concerned teams to ensure closure on disbursal. nnAdherence to Company process on sourcing, disbursement,nncollectionnnProcess / Quality ImprovementnnTasks PerformednnSourcing Customers:nn nnnnResponsible for sourcing target customers (Home Loan u0026 Mortgage) in the branch catchment area.nnCold calling, generation of leads,



attending to prospects and logging in the file with necessary documents like KYC etcnnMarket penetration through direct/indirect marketing activities management as per Sourcing Policy of the company released time to time.nnDisbursement:nnCoordinating with Risk Team for PD, facilitating additional documents/information if any. nnAbility to present and discuss the case with sanction authoritynnNecessary inputs to the appraisal as and when requirednnDocumentation, coordinating with customers for mortgage and Ops for timely disbursement activitiesnnEnsuring post disbursement compliance as per stipulated time.nnCollection:nnEnsuring timely repayment from the customers nnEnsuring portfolio quality by following up with delinquent customersnnExpertise required/ Domain Knowledge:nnExcellent local network and local market knowledge nnExcellent ability to speak, read and write in local languagennSelf driven with go and getter attitudennPositive understanding of enterprises-business cycle, working capital etcnnGood interpersonal skillsnnDSA handling experience is an advantage nnIndividual should own a bike.nnNo. of years of relevant experience:nnCandidate should have 2-5 years of experience in Mortgage loans (high ticket size).nnAny specific specialization/education:nnMinimum Graduation is required. However, 12th pass candidate can be considered provided he/she possesses adequate and relevant work experience .

📌 Individual Relationship Officer, Home Loan Sales (Amravati)
🏢 SMFG India Credit
📍 Amravati