Area Credit Manager will be responsible for overseeing the credit assessment and underwriting process for loan applications related to property.
Responsibilities:
- Evaluate and analyze credit data and financial statements to determine the creditworthiness of loan applicants
- Develop and implement credit policies and procedures in line with regulatory requirements
- Manage a team of credit analysts and underwriters to ensure productive processing of loan applications
- Collaborate with sales and marketing teams to drive business growth and achieve loan targets
- Conduct regular portfolio reviews and risk assessments to maintain a healthy loan portfolio
- Stay updated with industry trends and market conditions to make informed credit decisions
Skills:
- Bachelor's degree in finance, accounting, or related field
- Proven experience in credit assessment and underwriting for loan against property
- Strong knowledge of property valuation and legal aspects related to property loans
- Excellent analytical and decision-making skills
- Ability to lead and manage a team effectively
- Good understanding of regulatory guidelines and compliance requirements in the banking industry
📌 Credit Manager - EIL (Coimbatore)
🏢 IDFC
📍 Coimbatore
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