Key Responsibilities Lead end-to-end debt raising activities including initial discussions with lenders negotiation of terms and covenants finalization of deals and execution of comprehensive documentation Evaluate structure and negotiate both traditional and creative financing instruments including On-Book and Off-Book debt products Liaise with banks financial institutions and rating agencies to facilitate timely drawdowns facility renewals and compliance with documentation requirements Ensure timely servicing of debt obligations including EMIs interest payments and principal repayments while monitoring compliance with financial covenants Manage banking transactions such as fund transfers RTGS NEFT operation of escrow accounts collection mechanisms and pooling structures especially for debt transactions co-lending arrangements and BC partnerships Maintain accurate records of all bank accounts authorized signatories mandates and related documentation Establish and maintain strong working relationships with banking partners to support funding and operational needs Oversee the opening modification and closure of bank accounts in line with business requirements Monitor daily liquidity to ensure sufficient funds for disbursements repayments and other operational obligations Deploy surplus funds into approved investment instruments e g fixed deposits mutual funds in accordance with the company s investment policy Track and manage investment maturities interest accruals and returns to ensure optimal fund utilization Prepare and maintain daily weekly cash flow forecasts ensuring proactive liquidity management and risk mitigation Generate and present Treasury MIS reports including cash position summaries bank reconciliation statements debt schedules and investment reports Support internal statutory and regulatory audits e g RBI inspections by providing timely and accurate treasury-related data Contribute to budgeting cash flow analysis forecasting and variance analysis to support financial planning and decision-making Provide treasury-related inputs for board meetings investor presentations and financial reporting requirements Prepare ALM and variance analysis w r t borrowing co-lending and BC partnerships Key Requirements Master s degree in Finance Accounting or related field CA is preferred 1-3 years of relevant experience in Treasury operations in NBFC or financial institutions Exposure to On-Book and Off-Book products Strong analytical skills with a good understanding of retail lending portfolios Proficient in Excel PowerPoint and MIS reporting Excellent verbal and written communication skills Ability to handle multiple stakeholders and respond to time-sensitive queries Preferred Skills Understanding of regulatory compliance in the NBFC sector Experience handling lender covenants and audit data requests Familiarity with portfolio analytics and loan management systems Job Types Full-time Permanent Pay 500 000 00 - 600 000 00 per year Schedule Day shift Work Location In person