Discover your future at Citi Working at Citi is far more than just a job A career with us means joining a team of more than 230 000 dedicated people from around the globe At Citi you ll have the opportunity to grow your career give back to your community and make a real impact Job Overview Whether you re at the start of your career or looking to discover your next adventure your story begins here At Citi you ll have the prospect to expand your skills and make a difference at one of the world s most global banks We re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders as well as more traditional learning You ll also have the chance to give back and make a positive impact where we live and work through volunteerism ICG Risk Analysis IRAUs is an integral part of the Institutional Credit Management ICM organization The IRAU s mandate is to deliver best-in-class credit risk analysis monitoring and credit administration as a partner to ICG Risk and Banking Capital Markets and Advisory s BCMA shared commitment to ensuring the safety and soundness of wholesale lending across ICG ICG Risk Analysis Credit Risk Analysts are responsible for a portfolio of ICG Risk Relationships owning the Credit Risk Analysis for those relationships and being responsible for the continuous monitoring of that portfolio That includes the production of Annual Reviews Quarterly Reviews and the support to Ad-Hoc Transactions and Portfolio Industry Reviews and Stress Testing In this role you re expected to Assess the credit and financial strength of Citi s counterparts by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite Continuous monitoring of the covered portfolio including following industry trends impacts to key relationships and escalation of potential credit issues to IRAU Team Leads ICG Risk and BCMA partners Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios Support ICG Risk Analysis Voice of the Employee VOE initiatives Travel less than 10 As a successful candidate you d ideally have the following skills and exposure Fundamental analytical skills including an understanding of key financial components liquidity position leverage profile with the ability to identify root causes and trends and anticipate horizon issues Demonstrates basic knowledge of financial statements and GAAP accounting or similar governance relating to country of operation Displays basic industry research capabilities including risk and key drivers Basic understanding of Credit Policy and procedures proactively refers to resources as needed Demonstrates ability to identify potential risk issues that need escalation and escalates them promptly Assists colleagues in identifying stretch opportunities to elevate individual and team performance Proven culture carrier Interpersonal skills with the ability to build relationships and exert influence with and without direct authority Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively Written and verbal communication skills with the ability to communicate clearly and concisely to audiences of varying levels of seniority Microsoft Office Word Excel and PowerPoint skills Education BA BSc or higher degree in Business MBA or any other related subject This job description provides a high-level review of the types of work performed Other job-related duties may be assigned as required - Job Family Group Risk Management - Job Family Credit Decisions - Time Type Full time - Most Relevant Skills Analytical Thinking Constructive Debate Escalation Management Financial Analysis Policy and Procedure Policy and Regulation Product Knowledge Risk Controls and Monitors Risk Identification and Assessment - Other Relevant Skills For complementary skills please see above and or contact the recruiter - Citi is an equal opportunity employer and qualified candidates will receive consideration without regard to their race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other characteristic protected by law If you are a person with a disability and need a reasonable accommodation to use our search tools and or apply for a career opportunity review Accessibility at Citi View Citi s EEO Policy Statement and the Know Your Rights poster