State Business Manager – Secured & Unsecured Lending Business
3
Grade
:
4
Employment Type
:
All Employment Type
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Reporting to –
Designation & Grade
:
Zonal Sales Manager – Secured & Unsecured Lending Business
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No. of Reportees,
Designation & Grade
:
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Main Tasks & Areas of Responsibility
:
1.. Achievement of Budgeted Sales Volumes. 2. Build relevant Sales structuer for State/region. 3. Work with branches on necessary products& distribution to build the portfolio. 4. Achievement of cross sell targets. 5.
Responsible for soft bucket collections and maintain the delinquency as per desired level. 6. Work closely with
Credit & Risk departments on product on Product &
process roll outs. 7. Adhere & roll out Audit compliance
/requirement to Sales vertical.
. Monthly/Annual Sales Volumes/Portfolio as per budget plan. 2. Responsible for metrics IRR, process fee
& ATS 3. Drive cross sell initiatives like insurance , other products through the team as well as the branches .
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Skills and Exposure
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Special Requirements (If any)
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Must have experience in Secured lending / unsecured lending business
distribution background. LAP Sales & Distribution ( not mandatory) Managed BTL initiatves. Channel and direct sales team experience. Soft Collections experience in unsecured loans. Team building& Training
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Communication Skills
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Excellent communication Skills – English language fluency - both verbal and written
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Experience
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10+years of overall experience
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Behavioral Competencies
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Team work. Ability to work stretch/Multi-Tasking
Setting. Effective Communication ability at different levels. Adaptable to complex Work environments& Organizational values. Task master having a daily grind on Sales/revenue numbers
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Other Requirements (If any)
:
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📌 State Business Manager (Nagar)
🏢 Muthoot Fincorp
📍 Nagar
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