Job Title: Senior Product Manager (Product Manager - II)

Experience Required: 3-6 years

Location: Bengaluru, KR The Role

We're hiring Product Managers to own product lines within our LOS platform — end to end. You'll gather requirements directly with credit union clients, write stories, run sprints with your engineering pod, coordinate vendor integrations, and ship features that go live for real users.

Beyond product lines, you'll own client implementations. Each PM on the team takes a credit union implementation end to end — from requirement gathering through go-live. We rotate implementations across the team so everyone builds the muscle of running a full client delivery, not just a feature backlog.

You'll also contribute to the overall platform roadmap — identifying patterns across client implementations, surfacing what should be configurable vs. custom, and shaping the product into something that scales beyond any single client.

This is a hands-on, high-ownership role. You won't be writing strategy decks. You'll be in the details — on client calls understanding how an underwriter makes decisions, in vendor docs figuring out an API spec, in sprint planning making scope tradeoffs with your engineers. A typical week looks like

2-3 client calls with US credit union stakeholders — CXOs, managers, underwriters,

Act as the bridge between US team & India Engineering team

Writing PRFAQs, stories and acceptance criteria for upcoming work

Sprint ceremonies with your engineering pod — planning, grooming, retro

Coordinating with 2-3 vendor integration teams — API specs, test data, certification

Ensuring alignment across organisation for delivery for your product line & client implementation What you'll ship in the first 6 months

Own a product line end-to-end

Own a client implementation from requirements through go-live

Ship features that go live in production for real credit union users





Manage 3-5 vendor integrations through to QA sign-off

Run your pod's sprint cycle independently

Contribute at least one platform-level improvement that advantages all clients What we're looking for

Biased for action, grounded in first principles — you ship fast, but you think before you build.

AI-native — you use AI tools daily to multiply your output, not as a novelty. You write specs faster, research deeper, and make better decisions because AI is part of how you work.

Comfortable working directly with clients (US business hours overlap required — expect 2-3 late evening calls per week)

Writes clearly — PRFAQs, story documents, acceptance criteria

Can own an engineering pod's backlog — sprint planning, grooming, prioritization

Understands lending workflows — origination, decisioning, underwriting, funding

Can navigate vendor integrations — read API docs, coordinate with external teams, unblock engineers

Uses data and judgment to make scope calls fast — you won't have perfect information

Takes feedback well and gives it directly Qualifications

Required

3-5 years total experience with at least 2 years in product management

Lending, banking, or fintech domain experience

Experience working with engineering teams in an agile environment

Actively uses AI tools in daily PM work — research, writing, analysis, decision-making

Familiar with Claude Code to leverage AI & work at 10x productivity

BTech/BE. MBA preferred. Preferred / Bonus:

Familiar with Claude Code to leverage AI & work at 10x productivity

US lending industry experience

US indirect auto lending (dealer-lender workflows, RouteOne, DealerTrack)

US home equity / HELOC product experience

Credit union operations experience

Experience with loan origination systems (any vendor)

Familiarity with core banking integrations (Jack Henry, Fiserv, Corelation)

Familiarity with credit bureau data (TransUnion, Equifax, Experian)

Experience with decision engines or business rules platforms

📌 Senior Product Manager (Bengaluru)
🏢 InCred Financial Services
📍 Bengaluru