We are seeking an experienced Rulebook Testing Lead to lead the testing strategy, planning, execution, and defect governance for insurance products configured on Verisk Rulebook / Sequel Rulebook.

The role requires a strong combination of insurance domain understanding, pricing model testing, rules-engine validation, analytical thinking, stakeholder communication, and test leadership. The individual will work closely with Rulebook Configurators, Business Analysts, Underwriters, Actuarial teams, Operations SMEs, Product Owners, Developers, Integration teams, and London-based business stakeholders.

The Testing Lead will be responsible for ensuring that Rulebook-configured products correctly reflect the agreed business rules, rating logic, underwriting guidelines, referral rules, workflow behaviour, document outputs, and integration requirements.

This is not a generic testing role. The person must be able to test pricing calculations, Excel-to-Rulebook migration accuracy, underwriting logic, quote-to-bind journeys, endorsements / MTAs, renewals, data validations, auditability, and downstream outputs.

Key Responsibilities:

1. Test Strategy and Planning:

- Define the overall test strategy for Rulebook product implementation, product enhancement, model migration, and release cycles.
- Create detailed test plans covering functional testing, configuration testing, pricing validation, regression testing, UAT support, integration testing, and production readiness.
- Identify the right testing approach for different Rulebook components, including:
- Rating logic
- Product configuration
- Rules and validations
- Page flows and user journeys
- Referral and authority rules
- Quote/bind workflow
- Document generation
- API/integration touchpoints
- MI/reporting outputs
- Define entry and exit criteria for each test phase.
- Estimate testing effort and support sprint/release planning.
- Ensure testing coverage is aligned to business criticality, product complexity, and pricing risk.

2. Pricing and Rating Validation:

- Lead testing of pricing models migrated from Excel into Rulebook.
- Validate Rulebook outputs against approved Excel pricing models, actuarial rating sheets, expected premium calculations, and business-approved scenarios.
- Design test scenarios covering:
- Base premium calculation
- Rating factors and multipliers
- Limits, deductibles/excesses, sums insured, exposures
- Loadings, discounts, commissions, fees, and taxes where applicable
- Minimum premium rules
- Referral thresholds
- Decline / no-quote conditions
- Manual overrides and underwriter adjustments
- Ensure calculation differences are analysed, explained, documented, and agreed with actuarial/pricing stakeholders.
- Support reconciliation between spreadsheet results and Rulebook results.
- Ensure that pricing outputs are accurate, explainable, auditable, and repeatable.

3.

Rulebook Functional

Testing:

- Lead functional testing of Rulebook-configured products and workflows.
- Validate product screens, data capture fields, dropdowns, mandatory fields, validations, and conditional logic.
- Test page navigation, page linking, quote journeys, and user workflows.
- Validate underwriting rules, business rules, referrals, appetite rules, authority logic, and exception handling.
- Test submission, quote, negotiation, bind, endorsement/MTA, renewal, cancellation, and document generation flows where applicable.

4.

Test Scenario

Design and Coverage:

- Create detailed test scenarios and test cases based on:
- Business requirements
- Pricing spreadsheets
- Underwriting guides
- Product specifications
- Configuration documents
- Actuarial assumptions
- User stories
- Integration specifications




- Ensure both positive and negative scenarios are covered.
- Design edge-case scenarios for complex specialty risks.
- Build reusable test packs for regression testing.
- Ensure test coverage includes business-critical risks, high-premium scenarios, authority-sensitive cases, and complex calculation paths.
- Maintain traceability between requirements, configuration, test cases, defects, and sign-off evidence.

5.

Defect

Management and Root Cause Analysis:

- Lead defect triage across Rulebook configuration, business rules, pricing logic, integration, and data issues.
- Ensure defects are clearly documented with:
- Test data
- Steps to reproduce
- Expected result
- Actual result
- Screenshots/evidence
- Business impact
- Severity and priority
- Drive timely defect resolution and retesting.
- Report defect trends, recurring root causes, and quality risks to project leadership.

6. UAT Support and Business Stakeholder Engagement:

- Support UAT planning and execution with underwriters, actuaries, operations users, and product owners.
- Help business users understand the testing scope, test scenarios, expected outcomes, and acceptance criteria.
- Prepare UAT packs, test data, walkthrough materials, and defect logging guidance.
- Facilitate UAT defect triage calls with London-based stakeholders.
- Communicate testing progress, risks, open issues, and decision points in clear business language.
- Ensure business sign-off is evidence-based and aligned to agreed acceptance criteria.

7. Integration and End-to-End Testing:

- Coordinate end-to-end testing across Rulebook and connected systems such as:
- Policy administration systems
- Broker portals
- Document generation systems
- Data warehouses
- Reporting/MI platforms
- APIs or rating services
- Downstream finance/accounting systems where applicable
- Validate that data flows correctly from Rulebook into downstream systems.
- Test API requests/responses, data mapping, field transformations, and integration error handling where relevant.
- Ensure quote, bind, document, and policy outputs are consistent across the end-to-end journey.
- Support testing of Rulebook Rating-as-a-Service.

8.

Regression

Testing and Release Readiness:

- Build and maintain a Rulebook regression test suite covering core pricing scenarios, underwriting rules, product journeys, and integration touchpoints.
- Ensure regression testing is performed for product changes, pricing model updates, configuration changes, and platform releases.
- Validate that new changes do not break existing product functionality or pricing outcomes.
- Support release readiness assessments and go/no-go decisions.
- Provide release testing summaries, open risk assessments, and production deployment recommendations.

Technical Skills Required:

Mandatory:

- Strong understanding of test planning, test design, test execution, defect management, and test reporting.
- Ability to understand complex Excel pricing models, formulas, rating tables, lookups, and calculation flows.
- Basic SQL knowledge for data validation.
- Ability to compare expected pricing results from Excel with actual Rulebook outputs.
- Strong analytical skills for pricing variance analysis and root-cause investigation.
- Understanding of XML or structured configuration files.
- Experience with JIRA, Azure DevOps, ALM, Quality Center, Zephyr,



or similar test management tools.
- Ability to create clear test cases, test data, defect reports, and test summary reports.
- Strong understanding of regression testing and release validation.

Desirable:

- Understanding of APIs, JSON, XML messages, and integration testing.
- Experience with automated testing tools is desirable but not mandatory.
- Exposure to document generation testing.
- Exposure to cloud-hosted insurance platforms.
- Experience testing broker portals, rating APIs, delegated authority platforms, or quote-and-bind journeys.

Required Experience:

- 712 years of experience in software testing, insurance platform testing, product configuration testing, rating engine testing, or business rules testing.
- 3 years of experience leading testing teams or test workstreams.
- Experience testing insurance rating, underwriting, policy administration, rules-engine, or product configuration platforms.
- Direct experience with Verisk Rulebook / Sequel Rulebook is highly desirable.
- If direct Rulebook experience is not available, experience with similar platforms such as FICO Blaze, Drools, IBM ODM, InRule, or other insurance rating/rules engines may be considered.
- Strong experience testing Excel-based pricing model migration into system-based platforms.
- Experience working with underwriting, actuarial, operations, product, and technology stakeholders.
- Experience in Agile/Scrum delivery environments.
- Experience in SIT, UAT, regression testing, integration testing, and production release support.

Insurance Domain Knowledge:

The candidate should have practical working knowledge of:

- P&C; / general insurance lifecycle
- Submission, quote, bind, endorsement/MTA, renewal, and cancellation flows
- Insurance product structure
- Rating factors and pricing calculations
- Underwriting appetite and referral rules
- Authority limits and approval workflow
- Limits, deductibles, excesses, commissions, fees, taxes, and policy terms
- Delegated authority, MGA, broker is desirable
- Basic understanding of Lloyds / London Market terminology is highly desirable

Behavioural and Communication Skills:

- Excellent verbal and written communication.
- Ability to interact confidently with senior London-based business stakeholders.
- Strong stakeholder management and facilitation skills.
- Ability to explain testing outcomes, calculation variances, defects, and risks in simple business language.
- Strong analytical and questioning mindset.
- High attention to detail.
- Comfortable challenging unclear requirements, inconsistent spreadsheet logic, or incomplete acceptance criteria.
- Strong ownership and delivery discipline.
- Ability to manage pressure during UAT, release testing, and defect closure cycles.
- Collaborative style with Configurators, BAs, Actuaries, Developers, Testers, and Product Owners.
- Ability to lead and mentor junior testers.
- Strong documentation discipline.

Success Measures:

The Rulebook Testing Lead will be successful if they can:

- Ensure Rulebook-configured products accurately reflect approved pricing models and underwriting rules.
- Build a strong test approach for Excel-to-Rulebook migration.
- Reduce pricing defects and configuration-related production issues.
- Establish explicit test coverage, traceability, and audit evidence.
- Support confident business sign-off from underwriting, actuarial, and operations stakeholders.
- Drive disciplined defect management and timely resolution.
- Maintain a reusable Rulebook regression test suite.
- Communicate testing risks and decisions clearly to senior stakeholders.
- Improve the overall quality and reliability of Rulebook product releases.

📌 Rulebook Testing Lead (India)
🏢 Krp Hr Solution
📍 India